Healthy Banking Everyday Transaction Account
An everyday account that makes banking convenient
Apply in a few minutes
Features & benefits
Visa Debit
Access your money anywhere in the world Visa is accepted.
Paying people is simple
Send and receive money in real time without having to remember bank details with Osko and your PayID.
Access on the go
Manage your account from anywhere with our Internet Banking or mobile banking app.
No branches? No worries!
You can deposit cheques and cash into your account - using the Australia Post Bank@Post national network.
This account may suit people who:
- Want simple, low fee everyday banking, keeping more money in your pocket.
- Need worldwide access to their money anywhere Visa is accepted.
- Like to use features such as smartphone payments using Apple Pay, Google Pay or Samsung Pay.
- Like to get paid in real time, using Osko and PayID.
Rates and fees
Interest rates
| This account pays no interest |
Fees
How to apply
What you’ll need to apply
1Proof of identity documents
To apply you need to be 16 years or over and a permanent Australian resident that resides in Australia.
2Proof of identity documents
Your Australian Drivers Licence or Australian Passport and Medicare Card.
3Contact details
Email address & phone number.
45 minutes of your time
Applying online takes only 5 minutes to complete.
Application process
1Get your documents together
2Complete the online application form
You can save and return to your application at any point.
3Count to three
We’ll open your account within around 3 business days. If you’ve opted for a Visa Debit card it will arrive approximately 5-7 business days after your account has been opened.
Bank better with Australian Unity
Focused on Wellbeing
We help customers support the health and wellbeing of their family by creating products that help them save on health insurance and the tools to improve their financial control.
Flexible
Our banking products give you the flexibility to change as your life does. Options like applying to see if you can pause your home loan repayments due to a life event or paying using your phone.
Mutual
As a member-owned bank we focus on our customers, members and the community. We focus on your financial wellbeing through personalised service and competitive rates.
Experience
We’ve been helping people with their banking solutions for over 30 years and the Australian Unity Group has been around for 180 years so we’ll be able to help you with your banking needs.
Chat with us
Whether it’s understanding terminology, you’re looking to apply or you have a question about your account we can help you with all your banking questions.
Speak with us today
Monday to Friday - 8.30am to 5.30pm AEST
Call 1300 790 740Have us call you within 1 business day
Request a call backImportant information
Fees, charges and lending criteria apply and product terms and conditions available on application. Please refer to Terms of Use before applying for any product. Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.