A direct debit is an instruction from you to your bank or other financial institution. It authorises Australian Unity to collect your health insurance premiums from your account on a date that matches your selected payment frequency. Payment frequencies can be fortnightly, monthly, quarterly, half yearly or yearly.
All you have to do is to make sure there are sufficient funds in your account for payments to be made on the payment date.
Fill out the remittance section at the bottom of the account notice, and send it back to us
When you choose to pay for your Private Health Insurance by account notice, you can receive up to a 2% discount on your premiums when you pay half yearly, and up to a 4% discount when you pay yearly. (This discount does not apply to Overseas Visitors Cover.)
To set up or manage account notice payments, call us on 13 29 39 to manage your account notice by phone.
Variations in payments
There may be times when the premium you’re charged is not the same as the price you were quoted. This is most likely to happen during the first two to three months of your membership and is usually caused by government rebates and loadings that affect the price you pay for your Private Health Insurance.
Government Rebate on Private Health Insurance
You can receive up to a 33.413% rebate on your health insurance. Complete this form to apply for the age-based, income-tested Australian Government Rebate on Private Health Insurance:
Your premiums need to be paid in advance at all times. You can pay up to a maximum of 12 months in advance from the date the payment is made to lock in today’s price.
Paying in advance locks in the price only, and not the terms and benefits of your cover (which may change from time to time). If we make changes to your cover, we will provide you with appropriate notice in accordance with the Private Health Insurance Act 2007, Australian Consumer Law and the Private Health Insurance Code of Conduct. You always have the option of transferring to a different cover, or cancelling your membership and receiving a refund of any premiums paid in advance.
Applying for a tax invoice
Overseas Visitors Cover is not exempt from Australian taxes and levies such as the Goods and Services Tax (GST). If you require a tax invoice for any reason, and
you pay by account notice, you can use your account notice as a tax invoice
you pay by direct debit, please call us on 13 29 39 and we’ll organise a tax invoice for you